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Christopher Taylor, 57, who served with West Yorkshire Police, denies money laundering and conspiracy to defraud.

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A series of escort agency websites were set up using names including Beautiful Adults, European Escorts and AdoraBelles, the court heard. He chose the names for the websites and booked adverts in papers such as the Daily Star, the court heard.

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Outlining the case, prosecutor Nic Lobbenberg said evidence would show Taylor was involved in discussions about buying a villa in Spain and providing other funds. Spanish connection image captionThe court heard the escort nfw websites had names including AdoraBelles and Escortopia The jury was told the fraudster at the helm of the conspiracy, a man called Toni Muldoon, nww in Taylor and used his bank to acquire criminal proceeds to be transferred from the UK to Spain.

All five defendants deny two charges of conspiracy to defraud and various money laundering offences. People were told they had a date and were then asked to pay the upfront fees. They were persuaded to put more money on their credit cards to get rid of sitse.

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Fees were then transferred through a network of false companies in the UK. More on this story. Mr Lobbenberg told the jury the scam was run from call centres in Spain and Turkey.

Prosecutor Nic Lobbenberg said Muldoon was "at the helm of the conspiracy" and received huge amounts which he spent on expensive luxury villas and boats. The jury has been told their defence will be that they believed they were running legitimate honest businesses. Geraldine French, 60, who lived in Spain and also has links in Suffolk, was, the prosecution said, the money person who acted as the administrator and was "at the forefront of the deception".

The five people on trial deny two counts of conspiracy to defraud and various charges of money laundering. Three other men and a woman, from Suffolk and Spain, also deny related charges.

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Christopher Taylor, 57, who served with West Yorkshire Police, denies money laundering and conspiracy to defraud. The trial is expected to last two months. The dates were cancelled and they did escott get the money back.

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The man behind the scam, Toni Muldoon, ran a string of bogus companies from Spain and has already pleaded guilty to two charges of conspiracy to defraud. The jury heard that Muldoon, a year-old British national who lived in Spain, had admitted two charges of conspiracy to defraud. From other local news sites. He esclrt alleged to have allowed his company bankFirst Direct Esclrt Ltd, to be used to launder criminal proceeds of the fraud.

Opening the prosecution case, the jury heard that the defendants, who deny a total of 13 charges between them, "believed they were engaged in legitimate, honest business".

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He is said to have helped recruit directors to bogus companies and provided the telephone lines to the Spanish call centre. Others, who owed money to credit card companies, were fleeced by paying upfront fees in the hope of eliminating their debts.

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The jury heard millions of pounds were transferred from the UK to bank s in Spain.